Scratch and Dent Insurance cover for your car.

Scratch and Dent Insurance covers the scratches, dings, and dents that break your budget.

Scratch and Dent Insurance from Bidvest Insurance keeps your car in showroom condition. Your Scratch and Dent Insurance acts as your car’s shield against South African roads.

Our Scratch and Dent Insurance policy highlights include:

  • Improves the resale value of your car.
  • Keeps your car looking as good as new.
  • No excess payable on claims.
  • Month-to-month cover.
  • Protects your no-claims bonus and cash-back rewards.

Keep your budget in check and your car free from minor scratches and dents. Complete the form to get Scratch and Dent Insurance from Bidvest Insurance.

Complete the form to get a quote.

Standard Lead Form
We understand how important your privacy is and will protect your personal information. By providing your details above you are agreeing that we may contact you regarding this quote. This is to ensure that you get great service! To find out more please visit our Privacy Policy.

What does Scratch and Dent Insurance cover?

Your car can easily get damaged, no matter how good your driving skills may be. Scratch and Dent Insurance will help you keep your car looking as good as new. Scratch and Dent Insurance covers:

Scratches, Dents, and Chips

Our Scratch and Dent Insurance gives you cover for minor dents, scratches, chips, and tar removal. We give you up to R2,500 for repairs.

Windscreen Chips

A chip on the windscreen can lead to a series of cracks that is a serious driving hazard and often ends up with you having to replace the entire windscreen.

Wheel Rim Damage

Your wheel rims can get scratched and damaged too. Scratch and Dent Insurance gives you up to R2,500 to get those scratches and dents repaired.

Hail Damage

Hail damage can be frightening and costly. Our Scratch and Dent insurance will put your mind at ease. When nature strikes, we cover you for specified repairs up to R2,500.

No excess

Yes, that is correct. There is no excess payable on Scratch and Dent Insurance claims.

Protects No-Claims Bonus

Scratch and Dent Insurance protects your no-claims bonus and cash-back rewards.

Why do I need Scratch and Dent Insurance?


You need Scratch and Dent Insurance to protect your car from minor scratches and dents.

Even the best drivers have no control over:

  • Stone chips.
  • Trolley dents.
  • Rogue car doors.
  • Windscreen chips.
  • Hail damage.
  • Wheel rim scratches.
  • Tar removal.

Unfortunately, the scratches and dents that come with everyday driving can be expensive and annoying. With Scratch and Dent Insurance, you can keep your vehicle looking as perfect as the day you first bought it.

Scratch and Dent Insurance is available for new and used vehicles. Scratch and Dent Insurance gives you additional cover, complementing your Comprehensive Car Insurance policy.

Bidvest Insurance Scratch and dent

Frequently Asked Questions

[et_pb_df_faq filter_by_category_on=”on” include_categories=”86″ accordion_bg_color_closed=”#0792ce” accordion_bg_color_open=”#0792ce” accordion_icon_color=”#ffffff” accordion_icon_color_open=”#ffffff” _builder_version=”4.16″ question_text_color=”#ffffff” answer_text_color=”#ffffff” global_colors_info=”{}”][/et_pb_df_faq]

Customer Testimonials

“My car was parked in a public car park when the cars door next to mine was opened and bumped into my door. Whilst the dent was small, it was in my face every day. I was over the moon knowing that I had the means to get the dents repaired. If I didn’t have the policy, the chances are that the dents would have remained. As a home-owner, I pay all my extra cash into the bond in order to minimize the home loan term, so it is extremely unlikely that I would have had the dents repaired. I would absolutely, without a doubt recommend Bidvest’s Scratch and Dent insurance, the best R100 I could spend. I went and picked up my car yesterday and it was looking as good as when I took delivery, and once again, I am so very glad that I took the Bidvest Scratch and Dent policy.“
Lz Hopkins

Any endorsement provided on this page does not constitute financial advice.

Underwritten by Bidvest Insurance Limited, a licensed insurer and an authorised Financial Services Provider, FSP 46395. Please refer to the policy wording for full details of product cover.